# CMS independent State-based Exchange QHP PUF packages - plan, benefit and premium detail for the states not on HealthCare.gov (PY2016-PY2026)

`cms_independent_sbe_packages` · Insurer negotiated rates · status live · 20,911,204 rows

The six Exchange PUF families (Benefits & Cost Sharing, Rate, Plan Attributes, Business Rules, Service Area, Network) that CMS republishes for each independent State-based Exchange in its SBE template: 195 state/year packages (17 states in PY2016 to 22 in PY2026) plus 11 annual dictionary ZIPs. With the federal-platform PUFs they cover all 51 jurisdictions for PY2016-PY2026.

**Grain.** One publisher CSV row per (plan_year, state, family, archive member, source_row_number) inside one immutable CMS state/year ZIP.

Query it: `query_substrate` with `SELECT ... FROM cms_independent_sbe_packages WHERE ... LIMIT 100`; read `describe_data_source("cms_independent_sbe_packages")` first.