# CMS CCIIO Rate PUF — ACA Marketplace QHP plan premium rates

`medicare_silver.fact_rate_puf` · Insurer negotiated rates · status live · 32,902,283 rows

The CMS CCIIO Rate PUF (data.healthcare.gov) — the actual filed monthly premium for every ACA Marketplace QHP by issuer × plan × rating area × age × tobacco status: individual rate, individual-tobacco rate, and family-tier rates (couple, +1/+2/+3 dependents). A commercial PRICE signal (plan premium geography by issuer/area/age) independent of TiC negotiated rates + hospital chargemaster — the premium side of the commercial market. ~2-3M rows/year, PY2014-2026, partition by business_year.

**Grain.** One row per (business_year, issuer × plan × rating-area × age × tobacco) — individual + family premiums.

| column | type | meaning |
|---|---|---|
| business_year | int |  |
| row_seq | bigint |  |
| state_code | string |  |
| issuer_id | string |  |
| source_name | string |  |
| rate_effective_date | string |  |
| rate_expiration_date | string |  |
| plan_id | string |  |
| rating_area_id | string |  |
| tobacco | string |  |
| age | string |  |
| individual_rate | double |  |
| individual_tobacco_rate | double |  |
| couple | double |  |
| primary_plus_one_dependent | double |  |
| primary_plus_two_dependents | double |  |
| primary_plus_three_or_more_dependents | double |  |
| couple_plus_one_dependent | double |  |
| couple_plus_two_dependents | double |  |
| couple_plus_three_or_more_dependents | double |  |
| observed_period | date |  |
| asserted_at | date |  |
| effective_period_start | date |  |
| effective_period_end | date |  |
| cms_vintage_sequence | int |  |
| parse_revision | int |  |
| parser_artifact_hash | string |  |
| source_url | string |  |
| sha256_content_hash | string |  |
| source_id | string |  |
| is_current | boolean |  |
| bronze_object_key | string |  |
| s3_version_id | string |  |
| vintage_tag | string |  |
| drug_source_version_id | string |  |

Query it: `query_substrate` with `SELECT ... FROM medicare_silver.fact_rate_puf WHERE ... LIMIT 100`; read `describe_data_source("medicare_silver.fact_rate_puf")` first.