CMS released the 2027 Medicare Advantage Landscape file.

CMS released the 2027 Medicare Advantage Landscape file.

It is the first official look at next year's plans: every plan in every county, with its premium, out-of-pocket maximum and drug deductible. I matched it to the 29.86 million people in an individual Medicare Advantage plan today.

5.27 million of them, 17.7%, are in a plan that will not be offered in their county in 2027. Among regular PPO members it is one in four. If you or a parent is one of them, your insurer may move you into another plan, or you may have to pick a new one. CMS says which in early October.

For people whose plan continues, same plan and same county, the numbers moved against them. The average out-of-pocket maximum goes from $5,961 to $6,477. The average drug deductible goes from $406 to $509. The average premium stays at $13.

Inside that average, regular HMO premiums go from $12 to $14 and regular PPO from $14 to $18. Plans for people with both Medicare and Medicaid go the other way, from $18 to $9.

The full table is below. It is also live in our MCP today, so you can ask your own AI agent about any plan or county: vladahealth.com/tools

The benefit details come next: dental, OTC, copays. The plan brochures post October 1 and CMS's benefit files after that. We will load each one the day it posts.