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Medicare Advantage in Maricopa County, AZ

As of April 2026, 420,569 of the county's 813,230 Medicare-eligible people are enrolled in a Medicare Advantage plan, a penetration of 51.7% (up 9,513 enrollees, +2.3%, versus April 2025). The three largest parent organizations hold 72.3% of the county's MA enrollment. For plan year 2026, the CMS Landscape lists 88 MA and Special Needs plans in the county from 16 parent organizations, 58 of them with a $0 consolidated premium.

MA enrolled
420,569
MA enrolled
Medicare eligibles
813,230
Medicare eligibles
MA penetration
51.7%
MA penetration
2026 plans on offer
88
2026 plans on offer

Enrollment and eligibles: CMS MA State/County Penetration, report month 2026-04-01. County keys: FIPS 04013, SSA 03060. Plans on offer: CMS 2026 Landscape, MA + SNP categories.

Who holds the market

Parent organizations by MA enrollment in the county, April 2026. Standalone Part D plans are excluded. Share = the parent's enrollees divided by the county's MA enrolled from the penetration file (the two CMS files can differ slightly; the denominator is stated, not assumed). A cell CMS suppressed (under 11 members) is counted as a bounded unknown, never as zero.

UnitedHealth Group, Inc.
163,404
38.9%
319 plan rows, 289 suppressed
Humana Inc.
81,147
19.3%
186 plan rows, 165 suppressed
Health Care Service Corporation
59,315
14.1%
102 plan rows, 90 suppressed
Blue Cross Blue Shield of Arizona
37,447
8.9%
5 plan rows, 2 suppressed
CVS Health Corporation
22,672
5.4%
145 plan rows, 128 suppressed
Centene Corporation
10,154
2.4%
29 plan rows, 24 suppressed
Mercy Care
9,320
2.2%
3 plan rows
Banner Health
8,644
2.1%
3 plan rows
Devoted Health, Inc.
7,862
1.9%
12 plan rows, 2 suppressed
SCAN Group
6,094
1.4%
29 plan rows, 22 suppressed
Alignment Healthcare USA, LLC
4,142
1.0%
22 plan rows, 17 suppressed
Gold Kidney Health Plan
2,456
0.6%
4 plan rows, 1 suppressed
+ 78 other parent organizations with small or fully suppressed county enrollment, together between 1,186 and 5,216 members (mostly employer-group and out-of-area plans).

What is on offer for 2026

From the CMS Landscape file for plan year 2026: distinct plans by type, how many carry a $0 consolidated premium, and the range of in-network maximum out-of-pocket (MOOP). A published premium of "Not Applicable" is left out of the premium statistics, not treated as $0.

lowest premium
$0
lowest premium
median premium (n=82)
$0
median premium (n=82)
lowest MOOP
$1,500
lowest MOOP
highest MOOP
$9,250
highest MOOP
HMO MA
30 plans
28 at $0
11 parents
HMO C-SNP SNP
14 plans
10 at $0
8 parents
PPO MA
14 plans
8 at $0
4 parents
HMO D-SNP SNP
9 plans
0 at $0
5 parents
HMO-POS MA
6 plans
4 at $0
3 parents
HMO-POS C-SNP SNP
6 plans
5 at $0
3 parents
HMO-POS D-SNP SNP
2 plans
0 at $0
1 parents
HMO I-SNP SNP
2 plans
2 at $0
1 parents
HMO-POS I-SNP SNP
2 plans
1 at $0
1 parents
Regional PPO MA
2 plans
0 at $0
1 parents
PPO I-SNP SNP
1 plans
0 at $0
1 parents

The plans people are in

The largest plans in the county by April 2026 enrollment, with their 2026 premium and MOOP as published. Enrollment is the April 2026 CPSC file; premium and MOOP are the 2026 Landscape; the two describe different moments and are labelled so.

UHC Dual Complete AZ-S001 (HMO-POS D-SNP)
H0321-002 · HMO-POS D-SNP · UnitedHealth Group, Inc. · Dual-Eligible
40,089 enrolled
$11.50
$9,250.00 MOOP
AARP Medicare Advantage from UHC AZ-002P (HMO-POS)
H0609-027 · HMO-POS · UnitedHealth Group, Inc.
39,579 enrolled
$0.00
$2,900.00 MOOP
Humana Gold Plus H0028-074 (HMO)
H0028-074 · HMO · Humana Inc.
35,971 enrolled
$0.00
$2,900.00 MOOP
Blue Best Life Classic (HMO)
H0302-006 · HMO · Blue Cross Blue Shield of Arizona
31,202 enrolled
$0.00
$2,800.00 MOOP
HealthSpring Alliance (HMO)
H0354-028 · HMO · Health Care Service Corporation
31,078 enrolled
$0.00
$2,300.00 MOOP
AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS)
H0609-026 · HMO-POS · UnitedHealth Group, Inc.
16,381 enrolled
$0.00
$3,500.00 MOOP
Humana Gold Plus H4461-056 (HMO)
H4461-056 · HMO · Humana Inc.
11,922 enrolled
$0.00
$2,900.00 MOOP
AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS)
H0609-046 · HMO-POS · UnitedHealth Group, Inc.
11,626 enrolled
$0.00
$4,200.00 MOOP
HealthSpring Preferred (HMO)
H0354-001 · HMO · Health Care Service Corporation
11,458 enrolled
$0.00
$2,750.00 MOOP
UHC Complete Care AZ-1P (HMO-POS C-SNP)
H0609-042 · HMO-POS C-SNP · UnitedHealth Group, Inc. · Chronic or Disabling Condition
8,529 enrolled
$0.00
$2,900.00 MOOP
HumanaChoice Giveback H7617-051 (PPO)
H7617-051 · PPO · Humana Inc.
7,328 enrolled
$0.00
$6,100.00 MOOP
Banner Medicare Advantage Prime (HMO)
H5843-001 · HMO · Banner Health
6,946 enrolled
$0.00
$2,995.00 MOOP
HealthSpring Preferred Savings (HMO)
H0354-029 · HMO · Health Care Service Corporation
6,666 enrolled
$0.00
$3,500.00 MOOP
Mercy Care Advantage (HMO D-SNP)
H5580-001 · HMO D-SNP · Mercy Care · Dual-Eligible
5,858 enrolled
$17.00
$9,250.00 MOOP
HealthSpring Preferred Full Savings (HMO)
H0354-030 · HMO · Health Care Service Corporation
5,455 enrolled
$0.00
$6,250.00 MOOP

Star Ratings of the contracts offered here

CMS rates contracts, not counties or plans. The overall Star Rating below is the contract's rating as carried in the 2026 Landscape file (which reflects the July 2026 update); it applies to every plan under that contract nationally and says nothing county-specific.

H8173 Devoted Health, Inc. · 3.5 · 8 plans hereH1822 SCAN Group · 4.5 · 6 plans hereH5216 Humana Inc. · 3.5 · 6 plans hereH0354 Health Care Service Corporation · 3.5 · 5 plans hereH0609 UnitedHealth Group, Inc. · 4.5 · 5 plans hereH3443 Alignment Healthcare USA, LLC · 4.0 · 5 plans hereH0351 Centene Corporation · 3.5 · 4 plans hereH1423 Elevance Health, Inc. · 3.0 · 4 plans hereH3551 Eternal Health of Delaware, Inc. · Not Enough Data Available · 4 plans hereH5521 CVS Health Corporation · 4.5 · 4 plans hereH0028 Humana Inc. · 3.5 · 3 plans hereH3931 CVS Health Corporation · 3.0 · 3 plans hereH4869 Gold Kidney Health Plan · 3.0 · 3 plans hereH5580 Mercy Care · 3.0 · 3 plans hereH0302 Blue Cross Blue Shield of Arizona · 4.5 · 2 plans hereH0321 UnitedHealth Group, Inc. · 3.5 · 2 plans hereH2630 Verda Healthcare, Inc. · Plan Too New To Be Measured · 2 plans hereH4461 Humana Inc. · 4.0 · 2 plans hereH4835 CVS Health Corporation · 3.0 · 2 plans hereH4931 Banner Health · 3.5 · 2 plans here

Method and limits

  • Enrollment, eligibles and penetration are the CMS MA State/County Penetration file for 2026-04-01; the carrier mix is the CMS Monthly Enrollment by Contract/Plan/State/County (CPSC) file for the same month, restricted to MA contracts (H, R and E contract numbers; standalone Part D S-contracts excluded).
  • CMS suppresses any cell under 11 members. Those cells are shown as a range and excluded from shares; they are never zero. Parent rollups use the parent organization CMS publishes, not name matching.
  • Plans on offer are the CMS 2026 MA/Part D Landscape file, MA and SNP categories, counted as distinct contract-plan pairs. Premiums and MOOP are the published strings cast to numbers; "Not Applicable" is excluded from statistics.
  • Year-over-year compares the same report month one year earlier. Plan year, report month and retrieval date are three different clocks and are labelled separately.
  • A negotiated benefit or premium here is what a plan publishes, not what any individual pays; this page is not eligibility or enrollment advice.
  • Data from the Centers for Medicare & Medicaid Services public files, cleaned and joined by Vlada. CMS does not endorse this page or Vlada Health. County identity is the CMS SSA county code (03060); the FIPS code (04013) is shown for reference and can cover more than one SSA cell.

Receipts

Every section above is one read-only query over the Vlada substrate, run through the same tool an agent would call. The query, the engine's query id, the response hash and the bytes scanned are recorded so the numbers can be re-run.

cohort_header query 39345610 · 78,820 bytes · 2026-09-15
SELECT fips, ssa, state_name, county_name, eligibles, enrolled, penetration FROM medicare_silver.ma_state_county_penetration WHERE report_month = DATE '2026-04-01' AND enrolled IS NOT NULL ORDER BY enrolled DESC LIMIT 10

tables: medicare_silver.ma_state_county_penetration · response_hash 46c5bdb36b49f942d989d0332628ef6190af4a31bed0642bd0aabd7016625b9e

prior_year_header query 0f647cea · 52,763 bytes · 2026-09-15
SELECT ssa, eligibles, enrolled, penetration FROM medicare_silver.ma_state_county_penetration WHERE report_month = DATE '2025-04-01' AND ssa IN ('05200', '03060', '45610', '14141', '10120', '05400', '05470', '05430', '33590', '10050')

tables: medicare_silver.ma_state_county_penetration · response_hash 9eef69df7c6b1bca210fd38e43e960277bb92c200774f2b76cea644361c9b39d

parents_by_county query d65db597 · 2,555,853 bytes · 2026-09-15
SELECT county_ssa, parent_org_raw, SUM(enrollment_count) AS enrolled, COUNT(*) AS plan_rows, SUM(CASE WHEN enrollment_count IS NULL THEN 1 ELSE 0 END) AS suppressed_rows, SUM(enrollment_lower_bound) AS lower_bound, SUM(enrollment_upper_bound) AS upper_bound FROM medicare_silver.enrollment_monthly_county WHERE report_month = DATE '2026-04-01' AND contract_id NOT LIKE 'S%' AND county_ssa IN ('05200', '03060', '45610', '14141', '10120', '05400') GROUP BY county_ssa, parent_org_raw HAVING SUM(enrollment_count) >= 500 ORDER BY county_ssa, enrolled DESC LIMIT 2000

tables: medicare_silver.enrollment_monthly_county · response_hash cf5000bc9516517f22267b59df04cf0594590473a6f009c3f5fb56f7bef584a0

parents_tail query 4d364f07 · 2,555,853 bytes · 2026-09-15
SELECT county_ssa, COUNT(*) AS parents, SUM(lower_bound) AS lower_bound, SUM(upper_bound) AS upper_bound FROM (SELECT county_ssa, parent_org_raw, SUM(enrollment_count) AS enrolled, SUM(enrollment_lower_bound) AS lower_bound, SUM(enrollment_upper_bound) AS upper_bound FROM medicare_silver.enrollment_monthly_county WHERE report_month = DATE '2026-04-01' AND contract_id NOT LIKE 'S%' AND county_ssa IN ('05200', '03060', '45610', '14141', '10120', '05400', '05470', '05430', '33590', '10050') GROUP BY county_ssa, parent_org_raw) t WHERE enrolled IS NULL OR enrolled < 500 GROUP BY county_ssa LIMIT 2000

tables: medicare_silver.enrollment_monthly_county · response_hash ed8bbf3c4d1d1d95c33348e63f60c8b4936a006afe04a196d93276c87edea1cb

landscape_plans:AZ-Maricopa query 98c1ea90 · 531,082 bytes · 2026-09-15
SELECT contract_id, plan_id, segment_id, plan_name, plan_type, parent_org_name, snp_type, category, consolidated_premium, moop_in_network, overall_star_rating FROM medicare_silver.fact_ma_landscape WHERE report_year = 2026 AND category IN ('MA','SNP') AND state = 'AZ' AND county = 'Maricopa' ORDER BY contract_id, plan_id, segment_id LIMIT 2000

tables: medicare_silver.fact_ma_landscape · response_hash e244ca482f21786ab6c222b67422acae80c42dd7e8a72897243a15da55971602

top_plans_enrollment:03060 query 5146b815 · 2,587,279 bytes · 2026-09-15
SELECT contract_id, plan_id, parent_org_raw, enrollment_count, enrollment_lower_bound, enrollment_upper_bound FROM medicare_silver.enrollment_monthly_county WHERE report_month = DATE '2026-04-01' AND contract_id NOT LIKE 'S%' AND county_ssa = '03060' ORDER BY enrollment_count DESC NULLS LAST LIMIT 45

tables: medicare_silver.enrollment_monthly_county · response_hash d7636e31d397f01d6fc875d1fc053b99d06b0f20fd6a7c928e9b63775ef3b965

Generated 2026-09-15 · cohort rule: the 10 largest counties by MA enrollment at the 2026-04-01 report month, SSA-keyed · run these queries yourself · get_market_share · get_landscape