VLADA · FOCUSED INTELLIGENCE
Stop overpaying for your health plan.
An agent reads your claims, finds every overpayment, and proves it. Each number traces to the public price the hospital or insurer already posted, and to what Medicare pays. Not a number you have to trust, an argument you can defend.
FINDING 01 · 2026-04-14
Plan paid
$4,820
Peer median
$2,150
Multiplier
2.24×
CPT 74177 · NPI 1234567890
Source: Cigna TiC MRF · 2026-04
Methodology: ghost-filtered v1 · sourced
FLAGGED · ABOVE PEER MEDIAN
Employers’ healthcare costs have nearly doubled, at twice the pace of inflation.
KFF Employer Health Benefits Survey (avg. family premium) · BLS CPI-U · indexed to 2010 = 100