Home / Medicare Advantage by county / IL

Medicare Advantage in Cook County, IL

As of April 2026, 399,054 of the county's 889,207 Medicare-eligible people are enrolled in a Medicare Advantage plan, a penetration of 44.9% (up 7,004 enrollees, +1.8%, versus April 2025). The three largest parent organizations hold 75.7% of the county's MA enrollment. For plan year 2026, the CMS Landscape lists 78 MA and Special Needs plans in the county from 12 parent organizations, 49 of them with a $0 consolidated premium.

MA enrolled
399,054
MA enrolled
Medicare eligibles
889,207
Medicare eligibles
MA penetration
44.9%
MA penetration
2026 plans on offer
78
2026 plans on offer

Enrollment and eligibles: CMS MA State/County Penetration, report month 2026-04-01. County keys: FIPS 17031, SSA 14141. Plans on offer: CMS 2026 Landscape, MA + SNP categories.

Who holds the market

Parent organizations by MA enrollment in the county, April 2026. Standalone Part D plans are excluded. Share = the parent's enrollees divided by the county's MA enrolled from the penetration file (the two CMS files can differ slightly; the denominator is stated, not assumed). A cell CMS suppressed (under 11 members) is counted as a bounded unknown, never as zero.

Humana Inc.
145,888
36.6%
130 plan rows, 108 suppressed
CVS Health Corporation
80,993
20.3%
123 plan rows, 108 suppressed
UnitedHealth Group, Inc.
75,231
18.9%
241 plan rows, 217 suppressed
Health Care Service Corporation
38,500
9.6%
110 plan rows, 92 suppressed
Centene Corporation
26,232
6.6%
22 plan rows, 14 suppressed
Zing Health Consolidator, Inc
13,261
3.3%
12 plan rows, 5 suppressed
Devoted Health, Inc.
6,238
1.6%
11 plan rows, 5 suppressed
Molina Healthcare, Inc.
3,781
0.9%
10 plan rows, 7 suppressed
Lumeris Group Holdings Corporation
2,068
0.5%
17 plan rows, 13 suppressed
Group 1001
1,063
0.3%
3 plan rows
Longevity Health Founders, LLC
835
0.2%
1 plan rows
Elevance Health, Inc.
788
0.2%
97 plan rows, 95 suppressed
+ 71 other parent organizations with small or fully suppressed county enrollment, together between 621 and 4,081 members (mostly employer-group and out-of-area plans).

What is on offer for 2026

From the CMS Landscape file for plan year 2026: distinct plans by type, how many carry a $0 consolidated premium, and the range of in-network maximum out-of-pocket (MOOP). A published premium of "Not Applicable" is left out of the premium statistics, not treated as $0.

lowest premium
$0
lowest premium
median premium (n=71)
$0
median premium (n=71)
lowest MOOP
$2,000
lowest MOOP
highest MOOP
$9,250
highest MOOP
PPO MA
25 plans
12 at $0
6 parents
HMO MA
19 plans
18 at $0
8 parents
HMO-POS MA
11 plans
9 at $0
4 parents
HMO C-SNP SNP
11 plans
8 at $0
5 parents
HMO D-SNP SNP
4 plans
2 at $0
4 parents
HMO I-SNP SNP
2 plans
0 at $0
2 parents
Regional PPO MA
2 plans
0 at $0
1 parents
PPO I-SNP SNP
1 plans
0 at $0
1 parents
PPO C-SNP SNP
1 plans
0 at $0
1 parents
HMO-POS C-SNP SNP
1 plans
0 at $0
1 parents
PFFS MA
1 plans
0 at $0
1 parents

The plans people are in

The largest plans in the county by April 2026 enrollment, with their 2026 premium and MOOP as published. Enrollment is the April 2026 CPSC file; premium and MOOP are the 2026 Landscape; the two describe different moments and are labelled so.

Humana Gold Plus H1468-013 (HMO)
H1468-013 · HMO · Humana Inc.
62,098 enrolled
$0.00
$2,150.00 MOOP
Aetna Medicare Signature Extra (PPO)
H5521-086 · PPO · CVS Health Corporation
18,937 enrolled
$0.00
$5,200.00 MOOP
HumanaChoice H5216-251 (PPO)
H5216-251 · PPO · Humana Inc.
18,282 enrolled
$0.00
$3,600.00 MOOP
UHC Complete Care Support IL-1A (PPO C-SNP)
H2001-038 · PPO C-SNP · UnitedHealth Group, Inc. · Chronic or Disabling Condition
18,147 enrolled
$15.20
$9,250.00 MOOP
HumanaChoice H7617-018 (PPO)
H7617-018 · PPO · Humana Inc.
16,321 enrolled
$0.00
$3,600.00 MOOP
Wellcare Simple (HMO-POS)
H1416-009 · HMO-POS · Centene Corporation
13,419 enrolled
$0.00
$3,900.00 MOOP
Humana Dual Fully Integrated (HMO D-SNP)
H4329-001 · HMO D-SNP · Humana Inc. · Dual-Eligible
13,013 enrolled
$0.00
$9,250.00 MOOP
AARP Medicare Advantage from UHC IL-5 (PPO)
H8768-010 · PPO · UnitedHealth Group, Inc.
12,683 enrolled
$0.00
$6,700.00 MOOP
Aetna Medicare FIDE (HMO D-SNP)
H9771-001 · HMO D-SNP · CVS Health Corporation · Dual-Eligible
12,155 enrolled
$15.20
$9,250.00 MOOP
Aetna Medicare Signature (PPO)
H7301-013 · PPO · CVS Health Corporation
9,886 enrolled
$0.00
$6,750.00 MOOP
AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)
H2802-024 · HMO-POS · UnitedHealth Group, Inc.
9,740 enrolled
$0.00
$2,900.00 MOOP
Humana Community HMO Diabetes and Heart (HMO C-SNP)
H1468-017 · HMO C-SNP · Humana Inc. · Chronic or Disabling Condition
8,988 enrolled
$0.00
$2,950.00 MOOP
Wellcare Meridian Dual Align (HMO D-SNP)
H6971-001 · HMO D-SNP · Centene Corporation · Dual-Eligible
8,595 enrolled
$14.20
$9,250.00 MOOP
Blue Cross Medicare Advantage Basic (HMO)
H3822-001 · HMO · Health Care Service Corporation
7,771 enrolled
$0.00
$4,500.00 MOOP
AARP Medicare Advantage from UHC IL-0004 (PPO)
H8768-005 · PPO · UnitedHealth Group, Inc.
7,061 enrolled
$68.00
$5,400.00 MOOP

Star Ratings of the contracts offered here

CMS rates contracts, not counties or plans. The overall Star Rating below is the contract's rating as carried in the 2026 Landscape file (which reflects the July 2026 update); it applies to every plan under that contract nationally and says nothing county-specific.

H4624 Zing Health Consolidator, Inc · 2.5 · 7 plans hereH5216 Humana Inc. · 3.5 · 6 plans hereH2802 UnitedHealth Group, Inc. · 4.0 · 5 plans hereH5779 Centene Corporation · 3.0 · 5 plans hereH7151 Devoted Health, Inc. · 4.0 · 4 plans hereH1206 CVS Health Corporation · Not Enough Data Available · 3 plans hereH1468 Humana Inc. · 3.5 · 3 plans hereH3822 Health Care Service Corporation · 3.5 · 3 plans hereH4513 Health Care Service Corporation · 4.5 · 3 plans hereH5521 CVS Health Corporation · 4.5 · 3 plans hereH6200 Lumeris Group Holdings Corporation · 3.5 · 3 plans hereH7617 Humana Inc. · 4.5 · 3 plans hereH8768 UnitedHealth Group, Inc. · 3.5 · 3 plans hereH1416 Centene Corporation · 3.0 · 2 plans hereH5454 Group 1001 · Not Enough Data Available · 2 plans hereH6545 Devoted Health, Inc. · 3.5 · 2 plans hereH7849 Health Care Service Corporation · 3.0 · 2 plans hereH8634 Health Care Service Corporation · 3.0 · 2 plans hereR5361 Humana Inc. · 3.0 · 2 plans hereH0710 UnitedHealth Group, Inc. · 4.5 · 1 plan here

Method and limits

  • Enrollment, eligibles and penetration are the CMS MA State/County Penetration file for 2026-04-01; the carrier mix is the CMS Monthly Enrollment by Contract/Plan/State/County (CPSC) file for the same month, restricted to MA contracts (H, R and E contract numbers; standalone Part D S-contracts excluded).
  • CMS suppresses any cell under 11 members. Those cells are shown as a range and excluded from shares; they are never zero. Parent rollups use the parent organization CMS publishes, not name matching.
  • Plans on offer are the CMS 2026 MA/Part D Landscape file, MA and SNP categories, counted as distinct contract-plan pairs. Premiums and MOOP are the published strings cast to numbers; "Not Applicable" is excluded from statistics.
  • Year-over-year compares the same report month one year earlier. Plan year, report month and retrieval date are three different clocks and are labelled separately.
  • A negotiated benefit or premium here is what a plan publishes, not what any individual pays; this page is not eligibility or enrollment advice.
  • Data from the Centers for Medicare & Medicaid Services public files, cleaned and joined by Vlada. CMS does not endorse this page or Vlada Health. County identity is the CMS SSA county code (14141); the FIPS code (17031) is shown for reference and can cover more than one SSA cell.

Receipts

Every section above is one read-only query over the Vlada substrate, run through the same tool an agent would call. The query, the engine's query id, the response hash and the bytes scanned are recorded so the numbers can be re-run.

cohort_header query 39345610 · 78,820 bytes · 2026-09-15
SELECT fips, ssa, state_name, county_name, eligibles, enrolled, penetration FROM medicare_silver.ma_state_county_penetration WHERE report_month = DATE '2026-04-01' AND enrolled IS NOT NULL ORDER BY enrolled DESC LIMIT 10

tables: medicare_silver.ma_state_county_penetration · response_hash 46c5bdb36b49f942d989d0332628ef6190af4a31bed0642bd0aabd7016625b9e

prior_year_header query 0f647cea · 52,763 bytes · 2026-09-15
SELECT ssa, eligibles, enrolled, penetration FROM medicare_silver.ma_state_county_penetration WHERE report_month = DATE '2025-04-01' AND ssa IN ('05200', '03060', '45610', '14141', '10120', '05400', '05470', '05430', '33590', '10050')

tables: medicare_silver.ma_state_county_penetration · response_hash 9eef69df7c6b1bca210fd38e43e960277bb92c200774f2b76cea644361c9b39d

parents_by_county query d65db597 · 2,555,853 bytes · 2026-09-15
SELECT county_ssa, parent_org_raw, SUM(enrollment_count) AS enrolled, COUNT(*) AS plan_rows, SUM(CASE WHEN enrollment_count IS NULL THEN 1 ELSE 0 END) AS suppressed_rows, SUM(enrollment_lower_bound) AS lower_bound, SUM(enrollment_upper_bound) AS upper_bound FROM medicare_silver.enrollment_monthly_county WHERE report_month = DATE '2026-04-01' AND contract_id NOT LIKE 'S%' AND county_ssa IN ('05200', '03060', '45610', '14141', '10120', '05400') GROUP BY county_ssa, parent_org_raw HAVING SUM(enrollment_count) >= 500 ORDER BY county_ssa, enrolled DESC LIMIT 2000

tables: medicare_silver.enrollment_monthly_county · response_hash cf5000bc9516517f22267b59df04cf0594590473a6f009c3f5fb56f7bef584a0

parents_tail query 4d364f07 · 2,555,853 bytes · 2026-09-15
SELECT county_ssa, COUNT(*) AS parents, SUM(lower_bound) AS lower_bound, SUM(upper_bound) AS upper_bound FROM (SELECT county_ssa, parent_org_raw, SUM(enrollment_count) AS enrolled, SUM(enrollment_lower_bound) AS lower_bound, SUM(enrollment_upper_bound) AS upper_bound FROM medicare_silver.enrollment_monthly_county WHERE report_month = DATE '2026-04-01' AND contract_id NOT LIKE 'S%' AND county_ssa IN ('05200', '03060', '45610', '14141', '10120', '05400', '05470', '05430', '33590', '10050') GROUP BY county_ssa, parent_org_raw) t WHERE enrolled IS NULL OR enrolled < 500 GROUP BY county_ssa LIMIT 2000

tables: medicare_silver.enrollment_monthly_county · response_hash ed8bbf3c4d1d1d95c33348e63f60c8b4936a006afe04a196d93276c87edea1cb

landscape_plans:IL-Cook query 726bdad4 · 531,082 bytes · 2026-09-15
SELECT contract_id, plan_id, segment_id, plan_name, plan_type, parent_org_name, snp_type, category, consolidated_premium, moop_in_network, overall_star_rating FROM medicare_silver.fact_ma_landscape WHERE report_year = 2026 AND category IN ('MA','SNP') AND state = 'IL' AND county = 'Cook' ORDER BY contract_id, plan_id, segment_id LIMIT 2000

tables: medicare_silver.fact_ma_landscape · response_hash bd71a8c6f87f5081e9a086bd16bf10857897397f5a1b6276eeff35143729afbe

top_plans_enrollment:14141 query 625a90af · 2,587,279 bytes · 2026-09-15
SELECT contract_id, plan_id, parent_org_raw, enrollment_count, enrollment_lower_bound, enrollment_upper_bound FROM medicare_silver.enrollment_monthly_county WHERE report_month = DATE '2026-04-01' AND contract_id NOT LIKE 'S%' AND county_ssa = '14141' ORDER BY enrollment_count DESC NULLS LAST LIMIT 45

tables: medicare_silver.enrollment_monthly_county · response_hash 10c7f78b910c581ef891bf83ecbe03c49d74f2afd813098ad1108961807fdf1d

Generated 2026-09-15 · cohort rule: the 10 largest counties by MA enrollment at the 2026-04-01 report month, SSA-keyed · run these queries yourself · get_market_share · get_landscape