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Vlada / Medicare Advantage / Minnesota / Clearwater County

Medicare Advantage plan exits 2027 in Clearwater County, MN

737 of the 1,147 Medicare Advantage members in Clearwater County (64.3%) are in a plan that is not sold in the county for 2027: 7 of the 12 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. Minnesota: 62.5%; the nation: 10.6%.

Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed

members, Sept 2026
1,147
members, Sept 2026
must pick for 2027
737
must pick for 2027
share of members
64.3%
share of members
plans end
7 of 12
plans end

Medicare Advantage members in Clearwater County, 2015 to 2026

MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 7 plans are listed for the county for 2027 against 13 for 2026.

03106209301k54%201554%57%201757%39%201946%50%202152%55%202358%57%202553%

The plans that end for 2027

Every plan sold in Clearwater County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.

PlanCompanyTypeMembersTerminatedService area reducedOffered a new or renumbered planCompany gone
Blue Cross Medicare Advantage Choice (PPO) H5959-014Aware Integrated, Inc.Regular PPO30430403040
Blue Cross Medicare Advantage Core (PPO) H5959-013Aware Integrated, Inc.Regular PPO12112101210
Blue Cross Medicare Advantage Comfort (PPO) H5959-016Aware Integrated, Inc.Regular PPO10310301030
Medica Advantage Solution H8889-005 (PPO) H8889-005Medica Holding CompanyRegular PPO88088088
Medica Advantage Solution H8889-002 (PPO) H8889-002Medica Holding CompanyRegular PPO73073073
Blue Cross Medicare Advantage Complete (PPO) H5959-010Aware Integrated, Inc.Regular PPO27270270
Secureblue (HMO D-SNP) H2425-001Aware Integrated, Inc.D-SNP HMO2102100
7 plans737555182555161

Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.

By company in Clearwater County

CompanyMembers, Sept 2026PlansPlans endingMust pickShare of own membersOffered a new or renumbered planCompany gone
Aware Integrated, Inc.7126557680.9%5550
Medica Holding Company16122161100.0%0161
Sanford Health1802000.0%00
PrimeWest Rural MN Health Care Access Initiative942000.0%00

Clearwater County against Minnesota and the nation

MeasureCountyMinnesotaUnited States
Must pick for 2027, share of members64.3%62.5%10.6%
Must pick for 202627.4%10.1%
Must pick for 2025, members12 of 1,028
Must pick for 2026, members313 of 1,142
Must pick for 2027, members737 of 1,147

State and national figures: the Minnesota hub and the national report.

Star Ratings 2027 in Clearwater County

Measure20272026Change
Members in contracts rated 4+ stars75.5%70.8%+4.7 pts
Member-weighted average star3.884.15-0.27
Rated contracts with members here57

Members by star, 2027: 4.0: 852 · 3.5: 277; 18 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.

Sources

  • CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
  • CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
  • CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
  • CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.

Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.

Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in Clearwater County, MN. https://www.vladahealth.com/medicare-advantage/mn/clearwater. Data: CC BY 4.0.

Method

  • Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
  • Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
  • Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
  • Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
  • Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.

The full method and the national tables: How we counted, and how to check it.

Questions

How many Medicare Advantage members in Clearwater County must pick a new plan for 2027?
737 of 1,147 members (64.3%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. Minnesota as a whole: 62.5%; the nation: 10.6%.
Which plan in Clearwater County ends with the most members?
Blue Cross Medicare Advantage Choice (PPO) (H5959-014, Aware Integrated, Inc.): 304 members in September 2026, terminated; the company offers them a new or renumbered plan of the same type in the county.
Which company ended the most plans in Clearwater County for 2027?
Aware Integrated, Inc.: 576 of its 712 members in the county (80.9%), 5 of its 6 plans.
What share of Clearwater County's Medicare eligibles are in Medicare Advantage?
52.8% in September 2026: 1,187 of 2,249 eligibles, from the CMS state-county penetration file.
How are Clearwater County's members rated for 2027?
75.5% of members are in contracts rated 4 stars or more for 2027 (70.8% the year before); the member-weighted average star is 3.88 over 5 rated contracts.
How does 2027 compare with 2026 in Clearwater County?
313 members (27.4%) had to pick a new plan for 2026; for 2027 it is 737 (64.3%), a change of +424 members.

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