2027 open enrollment. 3.15M must pick a new plan.

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Vlada / Medicare Advantage / Montana / Flathead County

Medicare Advantage plan exits 2027 in Flathead County, MT

2,557 of the 9,296 Medicare Advantage members in Flathead County (27.5%) are in a plan that is not sold in the county for 2027: 9 of the 22 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. Montana: 25.4%; the nation: 10.6%.

Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed

members, Sept 2026
9,296
members, Sept 2026
must pick for 2027
2,557
must pick for 2027
share of members
27.5%
share of members
plans end
9 of 22
plans end

Medicare Advantage members in Flathead County, 2015 to 2026

MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 17 plans are listed for the county for 2027 against 25 for 2026.

03k5k8k10k22%201523%24%201723%24%201925%27%202129%32%202333%34%202535%

The plans that end for 2027

Every plan sold in Flathead County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.

PlanCompanyTypeMembersTerminatedService area reducedOffered a new or renumbered planCompany gone
AARP Medicare Advantage From UHC Mt-0002 (PPO) H8211-009UnitedHealth Group, Inc.Regular PPO743743000
Blue Cross Medicare Advantage Classic (PPO) H0107-003Health Care Service CorporationRegular PPO59459400594
Blue Cross Medicare Advantage Choice Plus (PPO) H0107-005Health Care Service CorporationRegular PPO34334300343
AARP Medicare Advantage From UHC Mt-0001 (PPO) H8211-007UnitedHealth Group, Inc.Regular PPO312312000
Blue Cross Medicare Advantage Optimum (PPO) H0107-004Health Care Service CorporationRegular PPO18118100181
Blue Cross Medicare Advantage Dental Premier (PPO) H0107-007Health Care Service CorporationRegular PPO17817800178
Blue Cross Medicare Advantage Health Choice (PPO) H0107-010Health Care Service CorporationRegular PPO10810800108
AARP Medicare Advantage Patriot No Rx Mt-ma01 (PPO) H8211-010UnitedHealth Group, Inc.Regular PPO5454000
AARP Medicare Advantage Access From UHC Mt-3 (PPO) H8211-012UnitedHealth Group, Inc.Regular PPO4444000
9 plans2,5572,557001,404

Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.

By company in Flathead County

CompanyMembers, Sept 2026PlansPlans endingMust pickShare of own membersOffered a new or renumbered planCompany gone
Health Care Service Corporation1,404551,404100.0%01,404
UnitedHealth Group, Inc.1,412541,15381.7%00
Humana Inc.6,48012000.0%00

Flathead County against Montana and the nation

MeasureCountyMontanaUnited States
Must pick for 2027, share of members27.5%25.4%10.6%
Must pick for 20260.0%10.1%
Must pick for 2025, members210 of 8,548
Must pick for 2026, members0 of 8,944
Must pick for 2027, members2,557 of 9,296

State and national figures: the Montana hub and the national report.

Star Ratings 2027 in Flathead County

Measure20272026Change
Members in contracts rated 4+ stars88.3%9.3%+79.0 pts
Member-weighted average star4.013.49+0.52
Rated contracts with members here1110

Members by star, 2027: 4.5: 2,645 · 4.0: 6,170 · 3.0: 1,153 · 2.5: 15; 0 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.

Sources

  • CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
  • CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
  • CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
  • CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.

Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.

Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in Flathead County, MT. https://www.vladahealth.com/medicare-advantage/mt/flathead. Data: CC BY 4.0.

Method

  • Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
  • Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
  • Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
  • Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
  • Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.

The full method and the national tables: How we counted, and how to check it.

Questions

How many Medicare Advantage members in Flathead County must pick a new plan for 2027?
2,557 of 9,296 members (27.5%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. Montana as a whole: 25.4%; the nation: 10.6%.
Which plan in Flathead County ends with the most members?
AARP Medicare Advantage From UHC Mt-0002 (PPO) (H8211-009, UnitedHealth Group, Inc.): 743 members in September 2026, terminated.
Which company ended the most plans in Flathead County for 2027?
Health Care Service Corporation: 1,404 of its 1,404 members in the county (100.0%), 5 of its 5 plans.
What share of Flathead County's Medicare eligibles are in Medicare Advantage?
34.6% in September 2026: 10,147 of 29,342 eligibles, from the CMS state-county penetration file.
How are Flathead County's members rated for 2027?
88.3% of members are in contracts rated 4 stars or more for 2027 (9.3% the year before); the member-weighted average star is 4.01 over 11 rated contracts.
How does 2027 compare with 2026 in Flathead County?
0 members (0.0%) had to pick a new plan for 2026; for 2027 it is 2,557 (27.5%), a change of +2,557 members.

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