CMS released the 2027 Medicare Advantage crosswalk file: 3.15 million lose their plan, 2.12 million are moved to another plan.

CMS released the 2027 Medicare Advantage crosswalk file. 3.15 million people lose their plan. 2.12 million are moved to another plan.

Last week we showed you that 5.27 million people are in a plan that will not be offered in their county in 2027. Some would be moved into another plan. The rest would have to pick a new one. CMS would say which in October. This is that file.

3.15 million losing their plan is 10.6% of everyone in an individual Medicare Advantage plan, and more people than in any year back to 2009. These are individual plans. Employer group retiree plans are not in these numbers.

Who loses depends on the kind of plan. On a regular PPO, 83% of the people whose plan was leaving lose it. That is 1 in 5 of all PPO members. On a regular HMO it is 65%. On a dual HMO plan, for people with Medicare and Medicaid, insurers moved 85% of them.

If you or a parent is one of the 3.15 million, your plan should already have sent you a letter. Losing your plan does not mean losing Medicare. You choose a new plan in open enrollment, October 15 to December 7.

In September we estimated about 3 million. The full table is below, and every plan, county and insurer is in our MCP: vladahealth.com/data-access

You did not choose whether your plan was moved or dropped. Your plan type chose it for you.