2027 open enrollment. 3.15M must pick a new plan.

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Vlada / Medicare Advantage / Florida / Bay County

Medicare Advantage plan exits 2027 in Bay County, FL

7,723 of the 17,367 Medicare Advantage members in Bay County (44.5%) are in a plan that is not sold in the county for 2027: 8 of the 33 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. Florida: 11.4%; the nation: 10.6%.

Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed

members, Sept 2026
17,367
members, Sept 2026
must pick for 2027
7,723
must pick for 2027
share of members
44.5%
share of members
plans end
8 of 33
plans end

Medicare Advantage members in Bay County, 2015 to 2026

MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 32 plans are listed for the county for 2027 against 38 for 2026.

05k10k15k19k19%201521%23%201726%27%201930%34%202137%40%202342%43%202543%

The plans that end for 2027

Every plan sold in Bay County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.

PlanCompanyTypeMembersTerminatedService area reducedOffered a new or renumbered planCompany gone
Humana Full Access Giveback H5216-393 (PPO) H5216-393Humana Inc.Regular PPO3,3783,37803,3780
AARP Medicare Advantage From UHC Fl-0016 (PPO) H2406-008UnitedHealth Group, Inc.Regular PPO2,1882,188000
Humana Full Access Giveback H7617-111 (PPO) H7617-111Humana Inc.Regular PPO1,4751,47501,4750
Humana Usaa Honor Giveback (PPO) H7617-108Humana Inc.Regular PPO43904394390
AARP Medicare Advantage Patriot No Rx Fl-ma2 (PPO) H2406-130UnitedHealth Group, Inc.Regular PPO114011400
Wellcare Dual Access Sync (HMO D-SNP) H1032-240Centene CorporationD-SNP HMO55550055
Wellcare Sunshine Health Dual Align (HMO D-SNP) H1032-242Centene CorporationD-SNP HMO51510051
Wellcare Dual Reserve (HMO D-SNP) H1032-202Centene CorporationD-SNP HMO23023023
8 plans7,7237,1475765,292129

Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.

By company in Bay County

CompanyMembers, Sept 2026PlansPlans endingMust pickShare of own membersOffered a new or renumbered planCompany gone
Humana Inc.8,8231435,29260.0%5,2920
UnitedHealth Group, Inc.6,079922,30237.9%00
Centene Corporation12933129100.0%0129
Guidewell Mutual Holding Corporation1,9694000.0%00
Health Care Service Corporation3673000.0%00

Bay County against Florida and the nation

MeasureCountyFloridaUnited States
Must pick for 2027, share of members44.5%11.4%10.6%
Must pick for 20265.5%10.1%
Must pick for 2025, members1,706 of 15,487
Must pick for 2026, members897 of 16,423
Must pick for 2027, members7,723 of 17,367

State and national figures: the Florida hub and the national report.

Star Ratings 2027 in Bay County

Measure20272026Change
Members in contracts rated 4+ stars73.2%45.6%+27.6 pts
Member-weighted average star3.943.84+0.10
Rated contracts with members here1817

Members by star, 2027: 4.5: 5,316 · 4.0: 8,667 · 3.5: 2,712 · 3.0: 2,400; 0 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.

Sources

  • CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
  • CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
  • CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
  • CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.

Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.

Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in Bay County, FL. https://www.vladahealth.com/medicare-advantage/fl/bay. Data: CC BY 4.0.

Method

  • Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
  • Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
  • Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
  • Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
  • Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.

The full method and the national tables: How we counted, and how to check it.

Questions

How many Medicare Advantage members in Bay County must pick a new plan for 2027?
7,723 of 17,367 members (44.5%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. Florida as a whole: 11.4%; the nation: 10.6%.
Which plan in Bay County ends with the most members?
Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.): 3,378 members in September 2026, terminated; the company offers them a new or renumbered plan of the same type in the county.
Which company ended the most plans in Bay County for 2027?
Humana Inc.: 5,292 of its 8,823 members in the county (60.0%), 3 of its 14 plans.
What share of Bay County's Medicare eligibles are in Medicare Advantage?
43.1% in September 2026: 19,373 of 44,902 eligibles, from the CMS state-county penetration file.
How are Bay County's members rated for 2027?
73.2% of members are in contracts rated 4 stars or more for 2027 (45.6% the year before); the member-weighted average star is 3.94 over 18 rated contracts.
How does 2027 compare with 2026 in Bay County?
897 members (5.5%) had to pick a new plan for 2026; for 2027 it is 7,723 (44.5%), a change of +6,826 members.

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