2027 open enrollment. 3.15 million people must pick a new Medicare Advantage plan. See every plan and county, free.3.15M must pick a new plan.
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Medicare Advantage plan exits 2027 in Charlotte County, FL
7,085 of the 35,941 Medicare Advantage members in Charlotte County (19.7%) are in a plan that is not sold in the county for 2027: 11 of the 63 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. Florida: 11.4%; the nation: 10.6%.
Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed
- members, Sept 2026
- 35,941
- members, Sept 2026
- must pick for 2027
- 7,085
- must pick for 2027
- share of members
- 19.7%
- share of members
- plans end
- 11 of 63
- plans end
Medicare Advantage members in Charlotte County, 2015 to 2026
MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 62 plans are listed for the county for 2027 against 74 for 2026.
The plans that end for 2027
Every plan sold in Charlotte County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.
| Plan | Company | Type | Members | Terminated | Service area reduced | Offered a new or renumbered plan | Company gone |
|---|---|---|---|---|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) H5216-393 | Humana Inc. | Regular PPO | 3,658 | 3,658 | 0 | 3,658 | 0 |
| Humana Full Access Giveback H7617-111 (PPO) H7617-111 | Humana Inc. | Regular PPO | 2,086 | 2,086 | 0 | 2,086 | 0 |
| Humanachoice Florida H7617-109 (PPO) H7617-109 | Humana Inc. | Regular PPO | 573 | 573 | 0 | 573 | 0 |
| Humana Direct Choice Giveback (PPO) H7617-112 | Humana Inc. | Regular PPO | 296 | 296 | 0 | 296 | 0 |
| Humana Direct Choice Giveback (PPO) H5216-452 | Humana Inc. | Regular PPO | 223 | 223 | 0 | 223 | 0 |
| Aetna Medicare Signature (PPO) H5521-033 | CVS Health Corporation | Regular PPO | 171 | 0 | 171 | 171 | 0 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) H1032-243 | Centene Corporation | D-SNP HMO | 20 | 0 | 20 | 0 | 0 |
| Healthspring Preferred (HMO) H5410-060 | Health Care Service Corporation | Regular HMO | 17 | 17 | 0 | 0 | 17 |
| Wellcare Patriot Giveback (HMO) H1032-239 | Centene Corporation | Regular HMO | 16 | 16 | 0 | 0 | 0 |
| Wellcare Dual Access Sync (HMO D-SNP) H1032-241 | Centene Corporation | D-SNP HMO | 13 | 0 | 13 | 0 | 0 |
| Wellcare Dual Reserve (HMO D-SNP) H1032-202 | Centene Corporation | D-SNP HMO | 12 | 0 | 12 | 0 | 0 |
| 11 plans | 7,085 | 6,869 | 216 | 7,007 | 17 |
Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.
By company in Charlotte County
| Company | Members, Sept 2026 | Plans | Plans ending | Must pick | Share of own members | Offered a new or renumbered plan | Company gone |
|---|---|---|---|---|---|---|---|
| Humana Inc. | 14,352 | 22 | 5 | 6,836 | 47.6% | 6,836 | 0 |
| CVS Health Corporation | 7,089 | 8 | 1 | 171 | 2.4% | 171 | 0 |
| Centene Corporation | 268 | 6 | 4 | 61 | 22.8% | 0 | 0 |
| Health Care Service Corporation | 17 | 1 | 1 | 17 | 100.0% | 0 | 17 |
| UnitedHealth Group, Inc. | 11,485 | 14 | 0 | 0 | 0.0% | 0 | 0 |
| Guidewell Mutual Holding Corporation | 1,695 | 4 | 0 | 0 | 0.0% | 0 | 0 |
| Elevance Health, Inc. | 1,035 | 8 | 0 | 0 | 0.0% | 0 | 0 |
Charlotte County against Florida and the nation
| Measure | County | Florida | United States |
|---|---|---|---|
| Must pick for 2027, share of members | 19.7% | 11.4% | 10.6% |
| Must pick for 2026 | 0.8% | 10.1% | |
| Must pick for 2025, members | 375 of 32,745 | ||
| Must pick for 2026, members | 288 of 34,268 | ||
| Must pick for 2027, members | 7,085 of 35,941 |
State and national figures: the Florida hub and the national report.
Star Ratings 2027 in Charlotte County
| Measure | 2027 | 2026 | Change |
|---|---|---|---|
| Members in contracts rated 4+ stars | 92.3% | 76.3% | +16.0 pts |
| Member-weighted average star | 4.13 | 4.17 | -0.04 |
| Rated contracts with members here | 34 | 30 |
Members by star, 2027: 5.0: 120 · 4.5: 14,707 · 4.0: 24,614 · 3.5: 2,590 · 3.0: 691 · 2.5: 14; 15 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.
Sources
- CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
- CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
- CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
- CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.
Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.
Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in Charlotte County, FL. https://www.vladahealth.com/medicare-advantage/fl/charlotte. Data: CC BY 4.0.
Method
- Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
- Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
- Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
- Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
- Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.
The full method and the national tables: How we counted, and how to check it.
Questions
- How many Medicare Advantage members in Charlotte County must pick a new plan for 2027?
- 7,085 of 35,941 members (19.7%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. Florida as a whole: 11.4%; the nation: 10.6%.
- Which plan in Charlotte County ends with the most members?
- Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.): 3,658 members in September 2026, terminated; the company offers them a new or renumbered plan of the same type in the county.
- Which company ended the most plans in Charlotte County for 2027?
- Humana Inc.: 6,836 of its 14,352 members in the county (47.6%), 5 of its 22 plans.
- What share of Charlotte County's Medicare eligibles are in Medicare Advantage?
- 53.0% in September 2026: 43,287 of 81,731 eligibles, from the CMS state-county penetration file.
- How are Charlotte County's members rated for 2027?
- 92.3% of members are in contracts rated 4 stars or more for 2027 (76.3% the year before); the member-weighted average star is 4.13 over 34 rated contracts.
- How does 2027 compare with 2026 in Charlotte County?
- 288 members (0.8%) had to pick a new plan for 2026; for 2027 it is 7,085 (19.7%), a change of +6,797 members.
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Use Vlada. In Charlotte County, Florida, which Medicare Advantage plans are not sold for 2027, how many members are in each, and what did 2026 look like? Give me a table with the source file, the data vintage and the response hash.
Behind it: get_county_view (state FL, county Charlotte) and get_landscape_exits (group_by county).