2027 open enrollment. 3.15M must pick a new plan.

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Vlada / Medicare Advantage / Florida / Lake County

Medicare Advantage plan exits 2027 in Lake County, FL

6,127 of the 65,776 Medicare Advantage members in Lake County (9.3%) are in a plan that is not sold in the county for 2027: 11 of the 94 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. Florida: 11.4%; the nation: 10.6%.

Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed

members, Sept 2026
65,776
members, Sept 2026
must pick for 2027
6,127
must pick for 2027
share of members
9.3%
share of members
plans end
11 of 94
plans end

Medicare Advantage members in Lake County, 2015 to 2026

MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 102 plans are listed for the county for 2027 against 106 for 2026.

018k37k55k74k32%201533%36%201739%42%201945%48%202151%53%202356%58%202559%

The plans that end for 2027

Every plan sold in Lake County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.

PlanCompanyTypeMembersTerminatedService area reducedOffered a new or renumbered planCompany gone
Humana Full Access Giveback H5216-393 (PPO) H5216-393Humana Inc.Regular PPO3,1043,10403,1040
Humana Full Access Giveback H7617-111 (PPO) H7617-111Humana Inc.Regular PPO1,3651,36501,3650
Healthspring Preferred Savings (HMO) H5410-026Health Care Service CorporationRegular HMO406406000
Humanachoice Florida H7617-109 (PPO) H7617-109Humana Inc.Regular PPO34834803480
Humana Direct Choice Giveback (PPO) H7617-112Humana Inc.Regular PPO24924902490
Humanachoice Florida H7284-001 (PPO) H7284-001Humana Inc.Regular PPO21121102110
Humana Direct Choice Giveback (PPO) H5216-452Humana Inc.Regular PPO19519501950
Health First Emerald Plus H1099-024 (HMO) H1099-024Health First Shared Services, Inc.Regular HMO10710700107
Health First Complete Care H1099-023 (HMO) H1099-023Health First Shared Services, Inc.Regular HMO62620062
Aetna Medicare Signature (PPO) H5521-033CVS Health CorporationRegular PPO55055550
Wellcare Patriot Giveback (HMO) H1032-239Centene CorporationRegular HMO2525000
11 plans6,1276,072555,527169

Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.

By company in Lake County

CompanyMembers, Sept 2026PlansPlans endingMust pickShare of own membersOffered a new or renumbered planCompany gone
Humana Inc.22,6273465,47224.2%5,4720
Health Care Service Corporation8262140649.2%00
Health First Shared Services, Inc.16922169100.0%0169
CVS Health Corporation3,18581551.7%550
Centene Corporation90161252.8%00
UnitedHealth Group, Inc.22,26214000.0%00
Elevance Health, Inc.8,36211000.0%00
Guidewell Mutual Holding Corporation4,8554000.0%00
Devoted Health, Inc.1,5178000.0%00
Ultimate Healthcare Holdings, LLC1,0374000.0%00
Mitchell Family Office351000.0%00

Lake County against Florida and the nation

MeasureCountyFloridaUnited States
Must pick for 2027, share of members9.3%11.4%10.6%
Must pick for 20260.8%10.1%
Must pick for 2025, members954 of 58,811
Must pick for 2026, members529 of 62,746
Must pick for 2027, members6,127 of 65,776

State and national figures: the Florida hub and the national report.

Star Ratings 2027 in Lake County

Measure20272026Change
Members in contracts rated 4+ stars86.2%80.7%+5.5 pts
Member-weighted average star4.034.23-0.20
Rated contracts with members here3537

Members by star, 2027: 5.0: 47 · 4.5: 17,706 · 4.0: 45,390 · 3.5: 6,668 · 3.0: 3,444 · 2.5: 25; 46 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.

Sources

  • CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
  • CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
  • CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
  • CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.

Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.

Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in Lake County, FL. https://www.vladahealth.com/medicare-advantage/fl/lake. Data: CC BY 4.0.

Method

  • Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
  • Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
  • Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
  • Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
  • Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.

The full method and the national tables: How we counted, and how to check it.

Questions

How many Medicare Advantage members in Lake County must pick a new plan for 2027?
6,127 of 65,776 members (9.3%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. Florida as a whole: 11.4%; the nation: 10.6%.
Which plan in Lake County ends with the most members?
Humana Full Access Giveback H5216-393 (PPO) (H5216-393, Humana Inc.): 3,104 members in September 2026, terminated; the company offers them a new or renumbered plan of the same type in the county.
Which company ended the most plans in Lake County for 2027?
Humana Inc.: 5,472 of its 22,627 members in the county (24.2%), 6 of its 34 plans.
What share of Lake County's Medicare eligibles are in Medicare Advantage?
58.8% in September 2026: 73,933 of 125,741 eligibles, from the CMS state-county penetration file.
How are Lake County's members rated for 2027?
86.2% of members are in contracts rated 4 stars or more for 2027 (80.7% the year before); the member-weighted average star is 4.03 over 35 rated contracts.
How does 2027 compare with 2026 in Lake County?
529 members (0.8%) had to pick a new plan for 2026; for 2027 it is 6,127 (9.3%), a change of +5,598 members.

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