2027 open enrollment. 3.15M must pick a new plan.

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Vlada / Medicare Advantage / Illinois / McHenry County

Medicare Advantage plan exits 2027 in McHenry County, IL

8,653 of the 17,419 Medicare Advantage members in McHenry County (49.7%) are in a plan that is not sold in the county for 2027: 18 of the 53 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. Illinois: 7.7%; the nation: 10.6%.

Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed

members, Sept 2026
17,419
members, Sept 2026
must pick for 2027
8,653
must pick for 2027
share of members
49.7%
share of members
plans end
18 of 53
plans end

Medicare Advantage members in McHenry County, 2015 to 2026

MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 40 plans are listed for the county for 2027 against 61 for 2026.

06k12k19k25k10%201511%13%201714%16%201920%25%202129%33%202336%37%202537%

The plans that end for 2027

Every plan sold in McHenry County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.

PlanCompanyTypeMembersTerminatedService area reducedOffered a new or renumbered planCompany gone
Humanachoice H7617-018 (PPO) H7617-018Humana Inc.Regular PPO3,62903,62900
Humanachoice H5216-251 (PPO) H5216-251Humana Inc.Regular PPO2,85102,85100
Blue Cross Medicare Advantage Classic (PPO) H8634-008Health Care Service CorporationRegular PPO34834800348
Humana Full Access H5216-412 (PPO) H5216-412Humana Inc.Regular PPO333333000
Humanachoice H5216-013 (PPO) H5216-013Humana Inc.Regular PPO234023400
Blue Cross Medicare Advantage Basic (HMO) H3822-001Health Care Service CorporationRegular HMO22902290229
Aetna Medicare Enhanced (PPO) H7301-032CVS Health CorporationRegular PPO207207000
Humana Full Access H7617-009 (PPO) H7617-009Humana Inc.Regular PPO184184000
Healthspring Preferred Savings (HMO) H4513-086Health Care Service CorporationRegular HMO15901590159
Blue Cross Medicare Advantage Choice Plus (PPO) H8634-003Health Care Service CorporationRegular PPO81810081
Healthspring Preferred (HMO) H4513-085Health Care Service CorporationRegular HMO76076076
Blue Cross Medicare Advantage Dental Premier (PPO) H8634-021Health Care Service CorporationRegular PPO74740074
Blue Cross Medicare Advantage Secure (HMO) H8547-001Health Care Service CorporationRegular HMO57570057
Blue Cross Medicare Advantage Choice Premier (PPO) H8634-004Health Care Service CorporationRegular PPO46460046
Healthspring True Choice (PPO) H7849-002Health Care Service CorporationRegular PPO45045045
Blue Cross Medicare Advantage Health Choice (PPO) H8634-018Health Care Service CorporationRegular PPO35350035
Healthspring True Choice Savings (PPO) H7849-080Health Care Service CorporationRegular PPO33033033
Blue Cross Medicare Advantage Basic Plus (HMO-POS) H3822-007Health Care Service CorporationRegular HMO32320032
18 plans8,6531,3977,25601,215

Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.

By company in McHenry County

CompanyMembers, Sept 2026PlansPlans endingMust pickShare of own membersOffered a new or renumbered planCompany gone
Humana Inc.9,5371257,23175.8%00
Health Care Service Corporation1,21512121,215100.0%01,215
CVS Health Corporation1,5516120713.3%00
UnitedHealth Group, Inc.3,7989000.0%00
Devoted Health, Inc.5475000.0%00
Zing Health Consolidator, Inc3793000.0%00
Centene Corporation2324000.0%00
Molina Healthcare, Inc.1121000.0%00
Rifkin Managed Care Holding, LLC481000.0%00

McHenry County against Illinois and the nation

MeasureCountyIllinoisUnited States
Must pick for 2027, share of members49.7%7.7%10.6%
Must pick for 202630.4%10.1%
Must pick for 2025, members1,054 of 14,372
Must pick for 2026, members4,741 of 15,601
Must pick for 2027, members8,653 of 17,419

State and national figures: the Illinois hub and the national report.

Star Ratings 2027 in McHenry County

Measure20272026Change
Members in contracts rated 4+ stars86.4%41.5%+44.9 pts
Member-weighted average star4.123.85+0.27
Rated contracts with members here2425

Members by star, 2027: 4.5: 9,935 · 4.0: 10,437 · 3.5: 2,279 · 3.0: 937; 928 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.

Sources

  • CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
  • CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
  • CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
  • CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.

Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.

Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in McHenry County, IL. https://www.vladahealth.com/medicare-advantage/il/mchenry. Data: CC BY 4.0.

Method

  • Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
  • Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
  • Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
  • Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
  • Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.

The full method and the national tables: How we counted, and how to check it.

Questions

How many Medicare Advantage members in McHenry County must pick a new plan for 2027?
8,653 of 17,419 members (49.7%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. Illinois as a whole: 7.7%; the nation: 10.6%.
Which plan in McHenry County ends with the most members?
Humanachoice H7617-018 (PPO) (H7617-018, Humana Inc.): 3,629 members in September 2026, its service area reduced.
Which company ended the most plans in McHenry County for 2027?
Humana Inc.: 7,231 of its 9,537 members in the county (75.8%), 5 of its 12 plans.
What share of McHenry County's Medicare eligibles are in Medicare Advantage?
37.0% in September 2026: 24,738 of 66,868 eligibles, from the CMS state-county penetration file.
How are McHenry County's members rated for 2027?
86.4% of members are in contracts rated 4 stars or more for 2027 (41.5% the year before); the member-weighted average star is 4.12 over 24 rated contracts.
How does 2027 compare with 2026 in McHenry County?
4,741 members (30.4%) had to pick a new plan for 2026; for 2027 it is 8,653 (49.7%), a change of +3,912 members.

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