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Vlada / Medicare Advantage / New Jersey / Bergen County

Medicare Advantage plan exits 2027 in Bergen County, NJ

1,343 of the 53,295 Medicare Advantage members in Bergen County (2.5%) are in a plan that is not sold in the county for 2027: 6 of the 48 plans sold there in September 2026 end, from the CMS 2027 Landscape and crosswalk. New Jersey: 11.7%; the nation: 10.6%.

Period: plan year 2027 against September 2026 members · Updated 2026-10-20 · Next: CMS January 2027 enrollment (February 2027): where the members landed

members, Sept 2026
53,295
members, Sept 2026
must pick for 2027
1,343
must pick for 2027
share of members
2.5%
share of members
plans end
6 of 48
plans end

Medicare Advantage members in Bergen County, 2015 to 2026

MA enrollment in September each year, with MA penetration (members over Medicare eligibles) at the top of each bar, from the CMS state-county penetration file. Navy: the last two years. 46 plans are listed for the county for 2027 against 50 for 2026.

018k36k54k72k14%201515%19%201720%25%201928%31%202133%34%202336%36%202537%

The plans that end for 2027

Every plan sold in Bergen County in September 2026 with members whose plan is not sold there for 2027: how it went (terminated, or its service area reduced so it continues elsewhere), the members the same company offers a new or renumbered plan of the same type, and the members whose company sells nothing in the county next year.

PlanCompanyTypeMembersTerminatedService area reducedOffered a new or renumbered planCompany gone
Braven Medicare Freedom (PPO) H0885-002Horizon Mutual Holdings, IncRegular PPO918918000
Aetna Medicare Enhanced Extra (PPO) H5521-513CVS Health CorporationRegular PPO21421402140
Wellcare Simple (HMO-POS) H0913-022Centene CorporationRegular HMO6666000
Wellcare Giveback (HMO-POS) H0913-021Centene CorporationRegular HMO5858000
Healthspring True Choice (PPO) H7849-149Health Care Service CorporationRegular PPO51051051
Braven Medicare Salute - No Rx (PPO) H0885-010Horizon Mutual Holdings, IncRegular PPO3636000
6 plans1,3431,2925121451

Download this table (CSV, CC BY 4.0) · cells under 11 members are suppressed by CMS and count as zero, so every count is a floor.

By company in Bergen County

CompanyMembers, Sept 2026PlansPlans endingMust pickShare of own membersOffered a new or renumbered planCompany gone
Horizon Mutual Holdings, Inc2,4803295438.5%00
CVS Health Corporation3,9731212145.4%2140
Centene Corporation2,602521244.8%00
Health Care Service Corporation511151100.0%051
UnitedHealth Group, Inc.20,72011000.0%00
Clover Health Holdings, Inc.18,4426000.0%00
Humana Inc.3,9346000.0%00
Elevance Health, Inc.9973000.0%00
Longevity Health Founders, LLC961000.0%00

Bergen County against New Jersey and the nation

MeasureCountyNew JerseyUnited States
Must pick for 2027, share of members2.5%11.7%10.6%
Must pick for 20268.0%10.1%
Must pick for 2025, members3,312 of 47,939
Must pick for 2026, members4,084 of 50,997
Must pick for 2027, members1,343 of 53,295

State and national figures: the New Jersey hub and the national report.

Star Ratings 2027 in Bergen County

Measure20272026Change
Members in contracts rated 4+ stars78.8%57.1%+21.7 pts
Member-weighted average star4.244.01+0.23
Rated contracts with members here2626

Members by star, 2027: 5.0: 18,284 · 4.5: 18,250 · 4.0: 18,041 · 3.5: 7,936 · 3.0: 6,778; 2,017 in unrated contracts. Each contract's 2027 overall star (CMS, released 2026-10-08) weighted by its 2026-09 members in the county, individual and group; 2026 by 2025-09 members.

Sources

  • CMS Medicare Advantage/Part D Landscape, plan year 2027: landscape_cy2027-landscape-202609-1.zip (CMS, September 2026); CMS plan crosswalk CY2027.
  • CMS monthly enrollment by contract, plan and county, 2026-09 (and the two Septembers before, for the series).
  • CMS MA state-county penetration file, September of each year (eligibles, enrollment, penetration).
  • CMS Star Ratings 2027, released 2026-10-08. Page object written 2026-10-20.

Receipts: athena(table=medicare_semantic.exits_cells_county_2027_v1, block=plans) 042eb472aa7d…; athena(table=medicare_semantic.exits_cells_county_2025_v1, medicare_semantic.exits_cells_county_2026_v1, medicare_semantic.exits_cells_county_2027_v1, block=series) ee9fd56a8632…; athena(table=medicare_semantic.ma_spine_county_market_v20261012b, block=market) e6c1b5ce62c0…; athena(table=medicare_semantic.ma_spine_contract_stars_v20261012b, weights=medicare_semantic.ma_spine_enroll_plan_county_v20261012a, block=stars) c39711c388e0…. Suppressed cells count as zero in every count.

Cite: Vlada Health (2026). Medicare Advantage plan exits 2027 in Bergen County, NJ. https://www.vladahealth.com/medicare-advantage/nj/bergen. Data: CC BY 4.0.

Method

  • Population: members of individual Medicare Advantage plans (H and R contracts, plans 001 to 799, special needs plans included; employer group, Cost, MMP and PACE excluded) in the county in September 2026.
  • Must pick: the CMS crosswalk names no successor plan sold in the county for 2027; members CMS moves to a successor in the county are not counted.
  • Terminated: the plan is gone from every county. Service area reduced: the plan continues elsewhere but not here. Offered a new or renumbered plan: the same company sells, in this county, the same name under a new number or a new plan of the same HMO or PPO and special needs type. Company gone: no plan of any type from that company in the county.
  • Stars: each contract's overall star weighted by its September members in the county; unrated contracts counted apart, never as zero stars. Penetration: the CMS file's own eligibles and MA enrollment.
  • Suppression: CMS hides cells under 11 members; they count as zero, so every count is a floor and every share is not.

The full method and the national tables: How we counted, and how to check it.

Questions

How many Medicare Advantage members in Bergen County must pick a new plan for 2027?
1,343 of 53,295 members (2.5%): their plan is not sold in the county for 2027 according to the CMS crosswalk and Landscape. New Jersey as a whole: 11.7%; the nation: 10.6%.
Which plan in Bergen County ends with the most members?
Braven Medicare Freedom (PPO) (H0885-002, Horizon Mutual Holdings, Inc): 918 members in September 2026, terminated.
Which company ended the most plans in Bergen County for 2027?
Horizon Mutual Holdings, Inc: 954 of its 2,480 members in the county (38.5%), 2 of its 3 plans.
What share of Bergen County's Medicare eligibles are in Medicare Advantage?
36.6% in September 2026: 71,690 of 196,039 eligibles, from the CMS state-county penetration file.
How are Bergen County's members rated for 2027?
78.8% of members are in contracts rated 4 stars or more for 2027 (57.1% the year before); the member-weighted average star is 4.24 over 26 rated contracts.
How does 2027 compare with 2026 in Bergen County?
4,084 members (8.0%) had to pick a new plan for 2026; for 2027 it is 1,343 (2.5%), a change of -2,741 members.

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